Insurance fraud investigation teams are highly educated expert folks who are educated exclusively to detect insurance fraud. They have years of encounter in dealing with numerous varieties of different investigations from industrial fraud through to private cases of fraud. That is why far more and much more insurance businesses are now employing the services of their personal in house insurance fraud investigators to assist them with the increasing number of claims.
However more than the years fraudulent insurance claims have been on the up and up, no matter whether it is claims on property or contents insurance where claimants try to claim more than they are entitled to after a robbery or fire for example. It could be from a motor insurance claim where individuals in fact stage accidents to benefit from the insurance claim. Insurance fraud investigation teams will check every claim no matter how tiny that specific claim maybe. A latest report advised that one particular in ten men and women have in fact submitted a fraudulent insurance claim!
So how do these companies go about acquiring the evidence that they need to prosecute folks. To commence with a fraud investigator will completely examine via any insurance claim. They will then determine if it is a genuine claim or not. If they decide that it is not a genuine claim they will more than most likely proceed with some type of covert surveillance operation.
Covert surveillance solutions will include mobile surveillance, static surveillance and covert electronic surveillance. Covert surveillance teams use unmarked cars and vans and in some circumstances even motorcycles are utilised in insurance fraud investigation claims. Cameras and movies are utilised to obtain the best feasible final results in case any evidence is required for any legal matters that could arise such as court instances. Static surveillance can be done from a constructing or an unmarked vehicle with the same gear being employed to acquire the relevant photographs and evidence. Any details that is collected during any surveillance operation will be documented and presented by way of a DVD, which can be utilised at a later date if necessary.
In the case of covert electronic surveillance issues are accomplished a small in a different way. Discreet cameras can be installed to record people’s comings and goings no matter whether it is at a spot of operate or a residential address. The cameras that are utilised for the duration of these situations are time and date sensitive which is of wonderful use to any insurance fraud investigation team. The fraud investigators that are assigned to a situation will have the use of only the really greatest state of the art surveillance equipment, which will enable them to attain only the extremely finest outcomes.
With the advent of the web and mobile technology laptop fraud is also on the enhance as properly. There are even computer fraud investigation teams that specialise in personal computer forensics. Identity theft, laptop hacking and net misuse are just a handful of of the places that are covered by these specialist teams. Laptops, personal computers, mobile phones, USB sticks, sim cards, floppy disks and challenging drives have all been employed in the past to prosecute men and women who have attempted to defraud their insurance companies.
The teams are doing their bit to fight back against the people who submit fraudulent insurance claims, and day by day they are making inroads into the rising number of claims and obtaining the folks who are submitting them and prosecuting them accordingly.