Discovering Life Insurance for Cancer Individuals Is Achievable When You Know Who to Ask

28 Jan

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If you or somebody you know has cancer or has not too long ago gone into remission for cancer, you most likely know that cancer patients are not the most probably candidates for life insurance.

It is accurate, not every insurance company will offer life insurance for cancer patients. It goes with no saying that they would deem individuals with this sort of wellness condition as higher risk. With that becoming stated, there are some providers out there who, underneath the proper circumstances, will give life insurance for cancer individuals.

The greatest way to save time and funds in your search is to start off by contacting a licensed insurance agent who works with a selection of different insurance providers. This will enhance your possibilities of obtaining one particular that will supply policies to individuals with cancer. The insurance agent will be in a position to suggest different insurance organizations and can aid get you started in your application process.

Locating Life Insurance for Cancer Individuals is Possible When you Know Who to Ask

A lot of of the organizations you find who will, on occasion, offer you life insurance for cancer patients will need that you be capable to answer ‘no’ to inquiries equivalent to the following:

*Had been you disabled for 30+ days in the course of the course of the last 12 months and, if so, did it stop you from carrying out your routine tasks and activities?

* Are you at present or have you received chemo or radiation in the final 12 months for cancer? Have you been diagnosed as terminally ill?

After this preliminary screening is finished, dependent on your results, you may proceed with your search for a appropriate insurance provider.

Though it won’t necessarily be easy to locate life insurance for cancer individuals, don’t give up on your search just before you have even began. Authorities in the insurance industry are prepared and in a position to assist you locate the answers you require, when you need to have them.

Over time, nevertheless, as there have been better advancements in the field of medicine and we have discovered more about the length of time that a variety of varieties of cancer survivors can be expected to live, many insurance organizations have changed their tune when it comes to pricing life insurance for cancer survivors.

In years preceding, life insurance for cancer survivors was obtainable, even though not one thing that every single individual who had overcome cancer could realistically afford. Cancer survivors had been normally lumped in with those who had other, steady well being circumstances that produced them a greater threat.

14 Responses to “Discovering Life Insurance for Cancer Individuals Is Achievable When You Know Who to Ask”

  1. Luke January 12, 2013 at 4:22 pm #

    Im a Art major now in the Art Institue. Specialising in Film. However I usually have had the eye in performing something to assist cancer patients. And I believed about creating film another major. However I don’t fully realize the procedure. Must I visit mediterranean school and all sorts of that. Can there be one other way?

  2. Nickolas January 14, 2013 at 3:51 pm #

    I am playing for cancer patients in the hospital soon, and so i require a piece that isn’t too complicated. It ought to be relaxing and not so noisy.

  3. Arnoldo April 2, 2013 at 8:47 am #

    What would be the rational to treating a lung cancer patient with both radiation and chemotherap for treatment?

    Patient would be a 59 year old female with lung cancer.

  4. Micah April 10, 2013 at 5:50 am #

    Okay,so I am planning on cutting my hair really short today ( a boy cut ) and I was wondering how I could maybe donate my hair to cancer patients and stuff, how would this work?

  5. Carmelo April 13, 2013 at 11:27 am #

    I would love to cut my long hair and give it to someone who needs it more than I, like a Cancer patient. I have heard of Locks Of Love but they won’t accept hair that is colored and bleached. My hair was bleached and has blue stripes in it. Is there any foundation out there that will allow me to donate my hair when I get it cut so it can go to good use?
    Please include a website link to the organization’s website if possible. Thank you.

  6. Kermit April 16, 2013 at 8:00 pm #

    2/3 of Japan smokes but they have 81% less lung cancer patients but 1/4 of the US smokes and we have more lung cancer patients.

  7. Sherlyn April 25, 2013 at 3:24 pm #

    In my role as a Blood Ambassador for the Australian Red Cross Blood Service, I aim to gain as many new donors as possible. I’m giving a speech at a parent/teacher evening later this month and I wanted to know what happened to cancer patients before they could be given blood – earliest recorded cases, not really gruesome stuff, facts about it – just to point out how crucial this facet of modern society is. So thank you, any/everyone 🙂
    Well obviously they died, but I’d like a little more information, to go more in-depth about the circumstances/alternatives cancer patients would face.
    And I should have been more clear – the highest percentage of blood donations go towards BLOOD cancer patients, not just cancer patients in general.

  8. Arlyne May 1, 2013 at 4:40 pm #

    What are some specific careers in the health field involving cancer patients? My Mother had Leukemia & Lymphoma, so I would

  9. Fred May 31, 2013 at 6:44 pm #

    I am seeking imput from medical professionals. Is there an observable connection between the lunar phase of the moon and morbidity in terminally ill cancer patients- nonscientific personal observation is fine.

  10. Teri July 1, 2013 at 5:54 am #

    This got me thinking. After hearing a rather gross story from the Middle Ages that dealt with a nun treating a cancerous tumor, how were cancer patients treated prior to the advent of chemotherapy and radiation?

    And here’s an additional question: why does chemotherapy cause hair loss and nausea in patients?

  11. Marietta July 28, 2013 at 11:48 am #

    If you want to see if a certain food really works against cancer, is there a way to do it without feeding actual human cancer patients?

    I don’t know anybody with cancer and I really need to know if there is a solution to my dilemma.

    I will choose best answer.
    On that note, all relevant answers are greatly appreciated!

  12. Melanie July 29, 2013 at 9:08 am #

    I am doing a project and I need to know the death rate of cancer patients for 2008. If you could give me a website that would be awesome/

  13. Isidro August 18, 2013 at 3:50 am #

    Terminal cancer patients typically receive increased doses of morphine and other pain killers, especially prior to entirng a “hospice”. I heard from a nurse that increasing the pain killers inhibits the internal organs from functioning.

  14. Elba September 19, 2013 at 9:19 pm #

    Last week I was diagnosed with Hodgkin’s Lymphoma. This week I had procedures done to stage the cancer, but don’t have any firm dates down as to when treatment will take place. I am unsure if any job will hire me if I don’t have a start date and may have to take time off for chemotherapy or radiation. How do other cancer patients fund their families for these unsure periods of time?

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