Do You Consider Private Finances A ‘Blue’ Job

10 Aug

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I jokingly refer to household tasks that are traditionally labelled male or female as blue jobs or pink jobs. With modern day feminism and guys taking a much more active function at residence, this division is a tiny more blended. My husband and I divide up our chores in this blue/pink style, but we have a lot of ‘purple’ jobs as well which means we both take an active function in the job.

Traditionally, managing income has fallen to the men to take care of even so I think today, it usually falls to whoever is willing to take the task on. Personal finances, constitutes a purple job in our house. My husband and I both actively participate in all aspects of our finances, such as bill payments, budgeting and mortgage renewal, common banking and investing. We are both informed and capable of solely taking more than this activity if the want need to ever arise.

However, there are nevertheless as well several couples that don’t share this responsibility, leaving the 1 who is out of the loop fully vulnerable. These individuals would not be capable to just step in and take more than the management of household finances if their spouse became ill and wasn’t able to do the job any longer. The devastation and uncertainty experienced throughout a divorce or death of a spouse is compounded tenfold when you do not know anything about your financial predicament.

In the instance of divorce you might not end up with all you deserve or are entitled to in the settlement because you had been unaware of the full monetary picture. If the spouse who manages the finances all of a sudden passes away, the surviving spouse will locate themselves in a circumstance that they may possibly not be emotionally capable of comprehending at the time.

I have family members members and friends who do not take an active function in their individual and household finances. They acknowledge this fact but nonetheless do absolutely nothing to modify their situations. They are literally gambling on the hope that they will never be faced with that predicament. I pray they don’t, but I would never ever bank on it and I encourage you to not as effectively.

Commence by making a monetary cheat sheet that lists all bills, bank account, credit cards, investment accounts, loans and mortgages. Incorporate details like:

– Bill name.

– Bill account quantity.

– How and when is the bill paid auto withdrawal from a bank account, credit card or paid manual.

– Each spouses’ names are on the account with the permission to make adjustments.

– Bank account numbers and sort of account.

– Credit card numbers and if balances are kept. Phone numbers to the credit card businesses will come in handy too.

– Investment accounts. Consist of make contact with info for your economic advisor.

– Loan, line of credit and mortgage account numbers. Include maturity and renewal dates.

– Know where individual revenue tax returns are kept, along with the contact details of the individual who prepares them.

Preserve this list in a protected place and update it as issues modify. I strongly recommend updating at least as soon as a year. Whilst you are going through this approach, you should educate yourself on income amounts and what the contingency plan would be if there was a loss or modify of revenue. Know if you are covered by health and life insurance policies. This policy details need to be kept with your financial cheat sheet list. Wills, Residing Wills and Power of Lawyer paperwork are also essential to do and hold up to date.

Taking responsibility and shifting the activity of personal household finances from a blue (or pink) job to a purple job will reduce the anxiety and uncertainty should unfortunate situations arise.

36 Responses to “Do You Consider Private Finances A ‘Blue’ Job”

  1. Leonard March 11, 2013 at 7:37 am #

    How can I open a bank account in European Investment Bank? How can I put my money there?
    I just want to put my money there. It has a AAA rating since 1967 I think.

  2. Marnie March 12, 2013 at 12:20 pm #

    Hey, my friend needs to transfer money into my bank account, and i was wondering how she can do it?
    She has tried to do it today, but has been told that it cant be done, as i need an account with the bank in Bermuda, and they dont have anything to do with the UK HSBC., as they are a seperate branch.

    She tried to set up an account with them, but you have to be 18, and we are not 18 yet..

    My bank account is with Natwest, so does anyone know how this can be done? Thank You!

  3. Jamison March 12, 2013 at 5:25 pm #

    I need a bank account to purchase English game cds and books from amazon etc as I cant get them in japan. I live in tokyo.Can i also use it to pay through pay pal.

  4. Berna March 15, 2013 at 5:42 pm #

    The only reason i added the bank account was to deposit funds from a limited account. if i don’t enter the two deposits paypal put in, what will happen?

  5. Nestor March 19, 2013 at 10:10 am #

    Hi i live in the uk and i am wanting to get a bank account in gambia, but don’t know how to go about it, i want to do it now before i go back to gambia in two months, i am planning on living there one day with my boyfriend.

  6. Pura March 21, 2013 at 8:34 am #

    What is the actual job title? And do you need a college degree or any special training to get this job?

  7. Barbra March 21, 2013 at 5:26 pm #

    My most recent job was only for two months. All my other jobs previous to that are five years or longer showing stability except for the two month job. Thank you for your help.

  8. Omer March 22, 2013 at 12:06 am #

    I have a friend that needs a stable and steady job, but doesn’t have stable work history. She did a lot of job hopping in the past and really hasn’t had a job longer than 4 months. Now she understands the importance of working and keeping a job, but job hopping in the past is hurting her with finding a good job now. What is the best advice for a person in this situation for finding a good paying job?

  9. Harvey March 24, 2013 at 3:58 pm #

    For jobs, is there a website for jobs where you write about what you like and it finds a job for you? And how do you pay for education since it is so expensive?

  10. Jesenia April 1, 2013 at 6:13 pm #

    I currently work in a fast food type of management job. I was wondering if it was worth it to leave it for a funeral planning counselor sales job?

  11. Jacquline April 2, 2013 at 7:23 am #

    I have job profiles on usajobs, dc jobs, washington post jobs, careerbuilder, monster, thingamajob, and i currently search directly on every lisitng i can find. What are some things i can do differentl to land a job?

  12. Rickie April 5, 2013 at 3:16 pm #

    I might be changing my major to environmental studies and I want to get a job in recycling, but I’m not sure what types of jobs are available. When I send out my resume I want to be able to put a specific job, but I’m not sure what types of jobs there are in recycling. Can you help?

  13. Connie April 6, 2013 at 8:49 am #

    I will be graduating college in four months and am hesitant to apply to jobs because of my braces. I will be getting my braces off in two months. I am afraid that I will be perceived as childish, immature, or not fit for the job. I know, I can show my confidence and desire for the job at interviews, but I am still a little hesitant. Should I just wait 2 months or start now? Please give me your experience.

  14. Robbie April 13, 2013 at 4:19 am #

    The advert for the job says to write a written application for the job, so what should i write?
    Obviously i need to put my name, and the job i am applying for, but is there anything else i should put?

  15. Princess April 13, 2013 at 12:34 pm #

    Job sites in my area have been low on job option listings. What other resources can I tap into? Thanks.

  16. Shantay April 21, 2013 at 2:36 pm #

    What does a person do if they get a better job offer right after you start working for another company? Scenario: I just started working for company A one week ago. Today, I get a job offer from Company B which is the job that I really wanted. I took job A because unemployment in my state does not pay worth crap (basically min wage). Job A is $11.25/hr and job B is $15-$17 hour. How do I handle this? Job B is the job that I really wanted, but they were dragging their feet.

  17. Kent April 22, 2013 at 6:29 pm #

    I’ve had one job continuously for over ten years, and still have it. A few months ago, I took a three-month temp job that has ended. Which should I list first on my resume — the job that I started most recently (the temp job) or the job that I currently have, which stretches back over a decade? Thanks.

  18. Augustine April 22, 2013 at 7:37 pm #

    Job in question is Medical Administrator. Any useful tips and advise would be greatley recived.

  19. Jamie April 25, 2013 at 11:49 am #

    I’m filling out job applications but because of my current job, I can’t start until August. Is that good or bad when applying for another job?

  20. Lue April 27, 2013 at 4:09 am #

    I have a job that is emotionally, physically, and mentally draining. Im just to the point where i hate my life because of this job. I get sick every morning before i go to work. I get migraines and feel very faint when Im there. I have a panic attack daily from this job. But i cant quit because i cant find anything else. But Im worried about my mental health. I’ve never felt this way before from a job. Could it be something more than the job?

  21. Faustina April 27, 2013 at 5:24 pm #

    I have been in my job for almost 8 years and I want to start the process to buy a house in January. Problem is I hate my job and want to look for a new job. Will starting a new job now impact my ability to purchase a house?

  22. Reanna April 29, 2013 at 2:45 am #

    How to search for a job in Germany and where to apply here?Pls give some job consultant’ contact details .What r the basic criteria to get a job in engineering design field?

  23. Carmine May 9, 2013 at 8:00 pm #

    Also, what job opportunities exist in illinois, indiana, and wisconsin?

  24. Victor May 9, 2013 at 9:30 pm #

    What type of job/degree allows one to get a job for a large company, working in a cubicle?

  25. Hans May 11, 2013 at 3:28 am #

    After finishing the degree, what job would one expect to have? What title also?

  26. Darrell May 11, 2013 at 10:51 pm #

    My wife is looking for a job but has not found one as yet. She is was a house wife in 2008. Can the costs for job hunting be deducted for tax purposes ?
    just to add here.. she did have a job but no income from it.. she had taken a sabbatical from work since she delivered our son (and then she kinda quit). She hasnt received a W2 though.

  27. Nakita May 12, 2013 at 6:24 am #

    I have worked for ten years over 14 jobs, none of my job was acquired from a job agency. I have beed inteviewd more than 30 times by job agencies but they offer no job. I asked my sister, friends, and other professionals, I never heard from someone saying that he or she got any job from job agency. But I am confused, while I see the job websites, almost all of the jobs are from job agencies, where those jobs go to?

  28. Junior May 13, 2013 at 11:54 pm #

    How is the job market in the San Francisco Bay Area? Particularly in the Pharmaceutical and Biotech industries.

    Is the job market in the Bay Area bad right now?

  29. Carlie May 15, 2013 at 12:24 am #

    I’d like a job in a large retail organisation but every time I look on websites they’re all specific jobs such as accountant and marketing manager. Do jobs exist for inexperienced people who want to learn, or are these sorts of jobs just for graduates?

  30. Edwin May 15, 2013 at 4:50 pm #

    I want to be a vet really badly but I don’t think I’ll ever get there. My practical dream job is being a teacher somewhere between K-8th. If I’m with younger kids all be nice and always happy. If I’m with older kids I’ll be funny and laid back. Different age groups need different things. I think I would actually be a good teacher. What about you guys?
    Only: It’s funny you say that because I’m listening to the showtunes on my ipod now! What a dream that would be you and I both! What is your favorite musical?

  31. Janelle May 19, 2013 at 1:58 am #

    I would like to job shadow a substance abuse or mental health counselor or a social worker. What is job shadowing? What do you do when you job shadow someone in that profession?

  32. Claretta May 20, 2013 at 1:27 pm #

    While I know that being bilingual is great for any job, I am in high school but I have an interest in cultures and languages. If anything, I would love to learn french, arabic, italian, etc.. What are business jobs or any jobs besides being just an interpreter that incorporate knowing of languages?

  33. Vanita May 21, 2013 at 10:56 pm #

    My job positions will be customer related. What are some common behavioral questions?
    Can you give me some sample answers?

  34. Jeannine June 2, 2013 at 5:46 am #

    I would like to have a job that studies space (mostly planets). What is the job called? And how much do they get payed?

  35. Ismael July 14, 2013 at 7:46 am #

    I applied the job on the school campus. So how can i know that i got that job. Will they send me the message to my student account or what else?

  36. Youlanda August 3, 2013 at 6:07 am #

    I am not talking about my dream specific job, I am talking about ANY job in the finance field.

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