Examples of Finance Essential Efficiency Indicators (KPI s) for Little Organization

3 Jun

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Crucial Functionality Indicators (KPI s) help organizations of all sizes from a small company or SME to a much greater business or organisation define and measure progress toward organization goals.

KPI s are quantifiable measurements, agreed at the outset, that reflect the crucial accomplishment variables of a company or organisation. They will differ from company to business.

KPI s are a crucial tool in helping to guarantee a company is focused on attaining its preferred targets.

There are several examples of KPI s but it is critical to recognize that they will vary from enterprise to company and will depend on the specific objectives of a organization at a offered point.

Finance related examples of KPI s may possibly incorporate any of the following 25 examples of KPI s which is not an exhaustive list:

Accounts Receivable Collection Period
Money Flow Return on Investments (CFROI)
Price Earnings Ratio
Cost per payslip issued
Creditor days
Cycle time to procedure payroll
Cycle time to resolve an invoice error
Debtor days
Direct charges
Fixed costs
Invoicing processing charges
Number of invoices outstanding
Quantity of overdue invoices
Percentage of bad debts against invoiced income
Percentage of financial reports issued on time
Percentage of invoices disputed
Percentage of invoices beneath query
Profit per consumer
Profit per employee (FTE)
Profit per product
Profit per project
Return on capital employed (ROCE)
Return on Equity (ROE)

There are actually hundreds of that may possibly or could not be applicable to your enterprise. The crucial is to identify the ones that a essential to the achievement of your enterprise.

KPI s are a extremely valuable performance management tool for sole traders and SMEs by way of to more substantial companies and international organisations. Sadly, the need to have for the use of KPI s is not as understood as it need to be in SMEs so for that reason are not utilized as frequently as they ought to be.

Modest business or SME owners need not be afraid to embrace the use of Crucial Efficiency Indicators as there are a quantity of organization to organization consultant sources that are there to support a SME develop and identify a dashboard of the most relevant KPIs for their operations so that there is a true understanding of what drives the underlying profit functionality which for that reason increases the likelihood that an owner will be productive in meeting the stated goals and objectives for that enterprise. Information is power as they say and monitoring KPI s provides that important information.

121 Responses to “Examples of Finance Essential Efficiency Indicators (KPI s) for Little Organization”

  1. Noel December 29, 2012 at 8:13 pm #

    and that i know i’ll muck up by not responding to questions how they want. ( ive st@ffed up before) and that i should you prefer a retail job however they prefer more youthful staff, so im tied to call center work, my fear is failure within the job kpi’s etc.

    how do you possess a great interview and become tolerant of it

  2. Torri December 30, 2012 at 9:11 am #

    I’m new within my position and know of the items KPI’s are. I’ve done some investigation however i am likely to present something next Tuesday ( with little notice) . Help!

  3. Giselle February 21, 2013 at 2:01 pm #

    I was told there is a name for that business model, one company provides a service to another, which measures the quality of it through SLAs, KPIs, etc.

    Please it’s urgent!

  4. Alexandra February 24, 2013 at 4:26 pm #

    How can you solve for something such as cos^2 2x – sin ^2 2x = 0 using trigonometric functions?

  5. Jesenia March 20, 2013 at 10:43 am #

    Because pi (a quadrantal angle has the cos=-1) and i don’t know the period for quadrantal angles. For ex. Sin cos it’s +2kpi, tan it’s +kpi..

  6. Elden March 20, 2013 at 7:35 pm #


    What are some of your performance management system in your work place and how do you resolve that problem, what do you do about it?

    What about your KPI’s (key performance indicator), how about appraisals?

    The more information you provide the better you earn yur points from me. “HONESTLY” 🙂


  7. Nola March 22, 2013 at 5:36 am #

    i need some historical(3years) on KPI(key performance indicators) of santander uk plc and few other banks. anybody knw where i can get that table from? Bank’s individual websites sucks.

  8. Mollie March 22, 2013 at 5:51 pm #

    i want to open KPO, BPO, KPi center in my rular area, i want to some guideling to open these centers in my village, what is the basic need of to opening it?

  9. Jake March 24, 2013 at 6:49 pm #

    I am interviewing for a promotion within my own company, hoping to move from assisstant manager to head manager of another retail location. Because it is my own company already, I cannot ask about benefits, health insurance, company culture, etc., because these should be things I already know. Any suggestions?

  10. Rey March 25, 2013 at 9:52 am #

    Im applying for a call centre customer service position and i know it is critical to ask questions. But what questions are their to ask the interviewer. Currently i have. What are my set KPI’s? What are the possibilities for career progression? What training is involved? I want to go into the interview with at least 10 prepared questions. Please help!

  11. Elouise April 5, 2013 at 3:13 pm #


    The one im looking for is the cow (#3). Is there another place online where i can buy one? The site was originally in Japanese but translated into english.

    I’d appreciate any good answers

  12. Julieann April 6, 2013 at 10:59 am #

    I need to calculate how many unique visitors can I attract to my website if I have a set online marketing budget per month. Assuming I would spend $10000 per month for this purpose, is there any indicator (KPI) which could help me estimate the number of unique visitors that can be pulled for this dollar amount. It would help me tremendously with my financial pro forma.


  13. Queenie April 7, 2013 at 6:44 pm #

    O is the center of the sector OAB. CD is another arc, with center O and radius r cm. DB = 2cm. If the area of ABDC is one-third the area of the sector OCD find the value of r.

  14. Geraldo April 8, 2013 at 9:47 am #

    ● Strong background with 6 yrs experience in the industrial/manufacturing field.
    ● Instructor& Coach at the American University in Cairo.
    ● Proficient in lean production, Toyota way, TPM, operation excellence, continuous
    Improvement, problems solving, change management, project planning, primavera.
    ● Certified Cost Consultant.
    ● Diplomas in the Engineering Management & Industrial Engineering.
    ● Bachelor of Science in Engineering.

    TPM & Lean Improvement Engineer (Consultant) MARCH 2011-PRESENT
    Sr. Industrial Engineer

    •Employ Lean Mapping with help of other techniques to improve process operations.
    •Implement lean & TPM and find improvement opportunities.
    •Train the work team for continuous improvement.
    •Assist the Technical Director in change management.

    •Use “Lean Production” to Adjust the profitability of a large parts manufacturing plant
    by eliminating the non-value added steps & optimizing the performance.
    •Indentified a total annual saving of 200K$ through reducing the downtimes, improving
    the employee morale, and eliminating the operation wastes.
    •Designed a KPI visual board so problems are not hidden.
    •Established the use of predictive maintenance to improve MTBF for critical equipments.
    •Upgraded the maintenance work orders, improved forecasting & work standardization.

    Industrial Engineering Instructor JAN 2011-PRESENT
    Conduct Courses related to productivity, maintenance and quality.

    Sr. Preventive Maintenance Engineer MAY 2008-MAY 2010
    •Applied total productive maintenance in a granulated super phosphate plant.
    •Sourced urgently needed rare parts for plant maintenance from overseas sources.
    •Corrected special fertilizer granulation issues respective to environmental problems,
    granulation process, operation errors, de-dusting systems, and bucket elevators.
    •Compiled plant performance reports for the CEO of the company.

    •Increased the plant availability for production by 25%.
    •Improved the MTBF for the critical machines by more than 50%.
    •Achieved production stability from 200TPD to 465TPD & increased the sales turnover.

  15. Nick April 8, 2013 at 11:25 am #


    Write your answer in radians in terms of pi , and use the others as necessary.

    Example: 0= 2pi/5 + kpi, KEZ or 0= 8pi/7 + 2kpi, KEZ

    PS. The zero is not a zero is the circle with the line in the middle making the circle like number 8

  16. Ted April 10, 2013 at 11:54 am #

    I am applying for a position that I have performed for 9 years but have never made any great leaps or bounds or anything to rave about.

  17. Salvatore April 12, 2013 at 2:07 pm #

    Job Role:
    •Employ Lean Mapping with help of other techniques to improve process operations.
    •Implement lean & TPM and find improvement opportunities.
    •Train the work team for continuous improvement.
    •Assist the Technical Director in change management.

    •Use “Lean Production” to Adjust the profitability of a large parts manufacturing plant
    by eliminating the non-value added steps & optimizing the performance.

    •Indentified a total annual saving of 200K$ through reducing the downtimes, improving
    the employee morale, and eliminating the operation wastes.
    •Designed a KPI visual board so problems are not hidden.
    •Established the use of predictive maintenance to improve MTBF for critical equipments.
    •Upgraded the maintenance work orders, improved forecasting & work standardization.

  18. Oswaldo April 12, 2013 at 6:04 pm #

    Especially if you ring a lot of people that are either not interested or not in.

  19. Linwood April 14, 2013 at 5:58 am #

    I’m pretty sure they are. However, don’t different cars have different settings? How can you drive into your local tyre fitters and have them do it without looking at any spec sheets or anything?

  20. Alethia April 14, 2013 at 4:15 pm #

    Does anyone know? Please Help.

  21. Jerri April 15, 2013 at 7:27 am #


    I already know the answer just not how to get it
    The answer my worksheet is giving me is (pi/3)+kpi and (2pi/3)+kpi

  22. Raymond April 16, 2013 at 4:30 pm #

    Do I need KPI’s before setting Performance Standards?

  23. Rodolfo April 16, 2013 at 4:52 pm #

    • Training of analytical financial management reporting to the Board of Directors in accordance with the standards of corporate planning and budgeting procedures. Routine and rapid adjustment of the budget.
    • Analysis of financial activity Management: Plan-fact analysis, KPI detection for financial operations, monitoring their implementation.
    • Calculation and analysis of production costs as the existing products and for those coming up.

  24. Art April 17, 2013 at 10:21 am #


    Write roots in ascending order of the angle that they have in polar form and then of the module. Keep 4 significant digits.

  25. Gennie April 18, 2013 at 2:54 am #

    Ex : 1) How you implement Health & Safety @ work place
    2) How you monitor your team’s development
    3) How you set goals/ KPI’s for your team ?
    4) How you measure your development ?
    Looking for straight & crisp answers. Thanks.
    Thanks but these answers are not related to my question.

  26. Matha April 18, 2013 at 3:37 am #

    looking to find statistics for typical KPI metrics for ecommerce sites, industry averages (e.g. conversion rates by industry) to compare my site vs industry standards. Thanks!

  27. Gerard April 18, 2013 at 2:00 pm #

    it ll be nice if u can send me iinks too.

    2pi+ kpi— > why is this necessary

  28. Alton April 19, 2013 at 3:06 pm #

    How many solutions are possible for a linear trigonometric equation if the domain is the set of real numbers. Give an example

  29. Matha April 22, 2013 at 3:45 pm #

    Also, What is the importance of these elements to the marketing planning process? Thank-you

  30. Chi April 23, 2013 at 4:56 am #

    How do you find the complex zeros of:

    1.) x^3-3x^2-4x+39

    2.) x^4-36

  31. Arnulfo April 23, 2013 at 7:14 am #

    I know that the asymptotes for a normal tangent are x != pi/2 + kpi.

    However, I can not figure out how this applies to 5tan(3x-pi/5), as every calculation I’ve made thus far has not been correct.

    I need to find the first two positive vertical asymptotes and the first negative one.

    Please help! The person with the best solution will be voted best answer.

  32. Andrew April 24, 2013 at 3:47 am #

    Hi, for my business assignment I need to find out 3 Key Performance Indicators (KPI’s) of McDonalds and how are they used?

    Thank you 🙂

  33. Scottie April 24, 2013 at 3:48 am #

    I can get it done sooner there than other places but Im concerned it could be as they’re not as good as other places. Does anyone know?

  34. Wilber April 24, 2013 at 4:19 am #

    I feel that I am suppressing the growth of my company by not paying enough attention to the numbers of the company. I really want to pop the top off and get some great growth this year.

    I’m just curious to what very successful people concentrate on when running a business. Ratios? Percentages? etc.

  35. Vincent April 25, 2013 at 2:02 am #

    Hi, I already solved this problem but I just want to make sure I solved it correctly :

    1. cos(theta)= 1-1
    2. cos(theta)= 0
    3. = pi/2 +kpi or 3pi/2 +kpi
    Thank you sahsjing. I was wondering why sometimes, my instructor would write only one solution to some of out in class examples when there were two possible solutions. Thanks again for the explanation.

  36. Maryalice April 26, 2013 at 5:13 am #

    In the corporate world, what does kpi mean? how do you implement it in the corporate workforce?

  37. Jefferey April 27, 2013 at 9:11 am #

    I am looking for a Business Intelligence and reporting product in order to report client KPI’s and perform various calculations on mainly accounting data, but also other information from customer relationship systems and some budgeting information supplied by my clients mainly on spreadsheets. I came across ImpactEdge, which seems to do what I want but just wondered if anyone had any thoughts?

  38. Daphine April 28, 2013 at 5:04 am #

    What is the left hand derivative of:

    f(x) = [x] sin(pi x) at x = k where [x] denotes the greatest integer function and k is an integer.

    Please give the answer in detail.

  39. Michal April 28, 2013 at 10:04 am #

    I run several website for a B2B group but they have no web KPI’s in place. I look at visitor/new visitor splits – engine referral levels, and numbers of subscribers but am I missing another dimention here?
    By KPI I mean – being able to report back to the rest of the business what progress the website is making in its own right and against other websites in the same field

  40. Denver May 1, 2013 at 10:15 pm #

    Use spherical coordinates to find the mass of a sphere of radius 3.5 units if the density at any point in the sphere is proportional to the distance of the point from the surface of the sphere. (Remember: “distance” is always the least distance.) If k is the proportionality constant, the mass is

    A) (kpi)/3
    B) (27kpi)/16
    C) (16kpi)/3
    D) (625kpi)/48
    E) 27kpi
    F) (2401kpi)/48
    G) (256kpi)/3
    H) none of these

  41. Leonel May 5, 2013 at 2:49 pm #

    relationship with my new business partner.
    I am an employee of a large retail travel agency. The general manager has asked me to start up a wholesale operation initially focusing on the GC. I will negotiate and make contract with one of the big theme park in GC.

  42. Dawne May 6, 2013 at 10:44 pm #

    I need an Example of a company that uses KPI with the five business functions:- 1-Marketing 2-Accounting 3-HRM 4-Operation management 5-Information

  43. Sana May 8, 2013 at 9:19 am #

    Can someone perhaps recommend a website with notes on how to do these? I have about 100 problems to go, but I left my book at school so I can’t do a single one and all the websites I’ve tried are unhelpful.

    These are the three major types of problems I’m gonna be dealing with, (these are just examples of course. Any example will be appreciated if it gets the point across.)
    y = 4sec2x

    y = 2sin(θ+90°)


    Please, help me.

  44. Terry May 10, 2013 at 2:02 am #

    Exactly as above states. It is also known as (kpi) or king pin inclination I have been told

  45. Harvey May 16, 2013 at 4:41 pm #

    I’m writing an essay on the German Automotive industry and I’m not really sure what will indicate its performance.

  46. Markus May 18, 2013 at 2:56 pm #

    If possible please post a link to were the trailer can be viewed.

  47. Zackary May 19, 2013 at 8:49 am #

    I would love to ask some questions to a real fashion buyer out there but I cannot find any. I am searching around and really thinking I want to become a fashion buyer, but I would like to know more, like what do you do when you’re not flying and sitting behind a desk? Also I hear that there is hard work to be done, but what exactly is the “hard work”?

  48. Shalon May 19, 2013 at 9:47 am #

    I was wondering if they received commission on the pre-orders that they receive. I mean, they really nag you about it.

  49. Carmine May 19, 2013 at 12:44 pm #


    I work for Brantanos shoe company, and today I was called into the office and warned I was not meeting my shoe care kpi (offering and getting customers to buy shoe care products, such as insoles, water-proof spray etc)

    I argued I had asked customers if they wanted the product and they had refused. I was then told I was not handling the customers objections correctly and that my selling technique needed improving in 4 weeks (the time I am next due for review) or I will be fired.

    Is this legal? Can I be fired for not meeting kpi targets.

    Also, just as a bit of background information, I detest working in retail, I find the people I work with false, pushy with customers and quite competitive. I’ve also worked in the care field so I’m finding working in this money orientated kpi-obsessed environment a challenge.

    Any feedback or insight would be greatly appreciated, thank you.

  50. Carlos May 22, 2013 at 8:59 am #

    I have a job interview in the near future, but I am unsure wether to go to it. The job I have an interview for requires you to find your own leads and then attend those leads and make a sale.

    I have sales experience but I have never aquired my own leads before, and I am not too sure how I would go about it. You do get a good basic salary plus commission but I am unsure wether this is the job for me.

    I also have to do a 15 minute presentation during the interview and I am fearful I will mess up, it asks you to explain how you will hit kpi (Key performance indicators) I have worked to targets but never as kpi’s.

    I have been out of a working enviroment for 2 years I suffered from depression and anxiety and just lived on my savings, I am finally getting back on my feet and my confidence has come back to a certain degree, but I don’t know if this is more than I can chew.

    I feel lost at the moment I don’t know really what job I want to do, what do you think I should do and why?

    Your answer will be a great help, thank you in advance.

  51. Harland May 24, 2013 at 7:59 am #

    In B2B context.

  52. Brigida May 25, 2013 at 7:11 am #

    It can be any consultant. The core element that I would like to know is what can we measure? Amount of time needed to begin, output, amount of resources required? Amount of time to complete tasks? Costs involved?

    Using Six Sigma what do you think are various performances measures for a role of a consultant?
    The consultant here could be the individual at the company who reviews legal compliance documents for a company and ensures that the company adheres, abides, follows, complies to the legal contracts.

  53. Loura May 26, 2013 at 7:40 am #

    All I need is Like A formula For both.

  54. Jessi May 26, 2013 at 6:21 pm #

    The Sales function has a sub-department that deals with many distributors to sell our company’s products. What are the KPIs that should be used to measure the performance & effectiveness of this sub-department?

  55. Darrell May 26, 2013 at 11:21 pm #

    1. Can taman perindustrian puchong be accessible by ktm (I know i still have to take taxi from ktm, nut is it far from the ktm station)? Which station?

    2. Which ktm station is nearest to taman perindustrian kpi?And how far
    is the ktm to taman kpi by taxi?Is 10 min sufficient to reach?

  56. Callie May 27, 2013 at 12:48 am #

    I need to write about 3 main Key Performance Indicators for a Department Manager, a Team Leader and an agent, all working in Customer Service.

  57. Titus May 27, 2013 at 5:43 am #

    HI! I’d like to know if its a good idea to keep a small semi agressive fish with a medium sized gold fish and a small koi fish in the same tank? The kpi and goldfishes are bigger than the semi agressive fish and its not a beta if thats important 🙂

  58. Aleida May 27, 2013 at 9:00 am #

    My company provides Value Added Services (Intelligent Networks, Pre-Paid Solutions, Ring Back Tone, Mobility Services, 3G Video e-mail, Networkbased Callcenter, Televoting) for Mobile carriers and Fixed Networks.

    Which KPI’s could be used to measure such services?

    Thanks a lot!

  59. Earleen May 27, 2013 at 10:02 pm #

    I had a greivance raised against me by my deputy manager, she initially accused me of bullying. She has been on the sick since November 06. This was as a result of a Performance Management Meeting that she would not attend due to her poor performance. She has been with the company for eight years but not capable of the position, using blame culture when things dont get done, relying on others to implement promotions etc, unable to give direction or motivate staff in my absence, which results in tasks being incomplete and KPI’s and targets not being met.

    She went sick refusing to have a meeting with me, saying that she felt intimidated, although I was running two stores and only worked 9 days in 6 mths wth her.

    The Area Manager for our region was her old line manager and they have a very close externl relationship. I was told after this had taken place that the deputy was a very sensitive person, and had taken exception to the management plan.

  60. Oliva May 28, 2013 at 4:30 pm #

    And did Napoleon do a good job keeping these reforms? If you could use examples for the second one, it’d be greatly appreciated.

  61. Fred May 28, 2013 at 7:58 pm #


    I’m writing a paper about the laws that govern Apple’s communications with their shareholders. I have to discuss what laws made them tell their shareholders about Jobs’ illness. Since he is seen as one of the biggest assets of the company, it is obviously important to shareholders to know about him.. but what are the actual legal issues involved here?
    I really do not know a lot about legal issues, hence my question. Please help me out as much as you can!! Thank you so so much.

  62. Shirley May 28, 2013 at 11:03 pm #

    Every time I see question such as “why are the free masons evil” I see answers like “your stupid they help kids and victims of terrible tragedy”

    They never know the things they do such as pay $5 to kids to have them chipped, they don’t know that free mason and illuminati are the goverment today.

    Is this from the brain washing through media “media is the most powerful weapon of course, shown by hitler” or are they just stupid ?

  63. Luther May 29, 2013 at 12:51 am #

    I’m currently doing my Masters on Corporate Law, the programme provided for an additional non compulsory course which is Finance & Accounting, do you think that this is relevant for lawyers? And if it is a yes, how do we connect it with law and where could we use it in the daily legal works?

  64. Raymond May 29, 2013 at 5:00 am #

    Please do not give me a polynomial equation and how you solve it. What I am basically looking for is a word problem with a “real world” application.

  65. Leo May 29, 2013 at 9:12 am #

    What are some examples of any countries population growth.

    What problems/challenges/opportunities does each of these countries face in the next 10-20 years?

  66. Serita May 29, 2013 at 4:07 pm #

    Or more specifially the New Forest im doing my geography coursework and i cant seem to find any information about it.Does it have rangers etc?

  67. Jenell May 29, 2013 at 8:31 pm #

    -University of Kansas
    -Tarleton State U
    -Loyola Maryland U
    -Gettysburg College
    -Coastal Carolina U
    -James Madison U
    -George Washington U
    -Southern Methodist U
    -University of Missouri

    I have a 3.0 and an ACT score of 24 right now. I’m re-taking it in both June and October. By the way, I know GWU is a reach, but I can get in with my legacy.

  68. Danial May 29, 2013 at 9:42 pm #

    Abc corporation is a typical modern organization furnished with several of the latest desktop computers with Microsoft Office 2003 software installed in each one of them. Nertworking is still in the planning stage since at the moment there seems to be inadequate resources to finance such an undertaking. Each department has certain information requirements which are generated by the other departments. For example, when Marketing needs the monthly receivables report from Accounting it has to ask for a printout and/or softcopy of the Excel file. The information is either re-typed or copied and pasted from the workbook to the PowerPoint file for presentation to the board of directors. This is a waste of time and resources so a programmed solution is essential to achieve maximum work productivity with the available limitations.

  69. Waylon May 29, 2013 at 10:11 pm #

    hey im 20 and in a trade (job) dont really have a social life and im not really getting on with my family, i dont feel like there is alot to stay for
    i have gcses but thinking of doing a acess course and going to enjoy myself and make new freinds, i want that experience! do u think it will be for me?

  70. Drema May 30, 2013 at 4:58 am #

    Was it good, was it bad?

  71. Darnell May 30, 2013 at 5:33 am #

    and not the RICH who can’t manage their own finances running their own private businesses ? Why are we being made to bail out rich corporations to keep workers on the payroll when inevitably they will fail anyway since all a bailout will do is buy time on an eventual failure of these failing businesses……

  72. Ignacia May 30, 2013 at 9:33 am #

    …..but what you do with that money. For example a person who earns a low salary but always manages to afford basic living essentials and pays bills on time etc is wealthy. Whereas a richer person who is in a lot of debt from loans for mansion, mercedes and business is not wealthy. What do you think true wealth is and how can I make the transistion from ‘normal’ to wealthy?

  73. Princess May 30, 2013 at 9:54 am #

    I have looked it up but I can only get information about a business’ KPI and its a little confusing as to how I should answer it at an interview.

  74. Rosy May 30, 2013 at 11:18 am #

    I am purchasing a new construction home and it is getting closer to the final phase of the home being completed I still have about 3 months, but I need to know my options with financing. The home is about $180,000 I am self employed with a 680 FICO score I need 100% financing. I am married but my credit is 100 points higher than my husbands. What are my best options for a low monthly and on avg what will it be around?

  75. Youlanda May 30, 2013 at 4:53 pm #

    I need help with a vision and mission statement for my business plan. I am looking at a re-purposed and used furnishings store. I would like to add that i consider the environmental impact on landfills. I would love to have something short and to the point.

  76. Jamison May 31, 2013 at 1:21 am #

    hi, i want to become a part of Korean celebrity management. what do i need to do in order to become that? like…idk where to start! 🙁

  77. Cassondra May 31, 2013 at 4:08 am #

    I don’t have much work experience – 1/2 two years of customer service related work (call centre and ride operator at an amusement park). I have an undergrad degree in economics which is my most marketable asset however I’m not entirely sure on how I can emphasize my education in my cover letter. I’m primarily seeking opportunities in the banking industry. Thanks in advance.

  78. Adrian May 31, 2013 at 7:09 am #

    I am a Finance student.. I would like to get started trading stocks but im not sure what the best way for me to do that is. I would be doing it with little money for more of an educational purpose. Are websites like etrader a good idea? what would i be looking at in regards to fees?

  79. Felipa May 31, 2013 at 7:47 am #

    Please give me a serious answer.

  80. George May 31, 2013 at 11:23 am #

    for example… my experience was that I went through such a difficult time learning how to manage my money wisely and efficiently. I never knew the purpose of credit and loans and I feel it is essential for children to learn this from the get go just so we avoid further debt in our society.

    How can i be able to start up a program for children and high school kids?

  81. Arnulfo June 1, 2013 at 9:39 am #

    I’m much confused,which is more essential?
    Which study is broad and total?.

  82. Garland June 1, 2013 at 1:02 pm #

    How can debt covenants be used as an indicator?

    How can debt covenants be used as an indicator (index) of the financial health of an institution? Is there any classification or table? I’m talking specifically about hospitals.

    Thank you very much for your contribution!

  83. Bruce June 1, 2013 at 5:27 pm #

    I have chose ict, business, history and catering. I enjoy cooking as obviously it is an essential for when I’m an adult and throughout life and it relaxes me. The rest are mainly because I had to pick a humanity, either geography or history and I feel history is much easier and I enjoy it more as I’m terrible at maps. I’m just wondering do you think these are good choices to have a successful career and may take me far and if you can please state why? Thanks I really appreciate it!

  84. Daniel June 1, 2013 at 8:59 pm #

    I am writting an essay on the abouve question. i need some help! what should i include in my essay? i think the war guilt clause was the most important factor that really filled germany with vengance however i am wuite stuck on what else i should write bout? any help?

  85. Porfirio June 2, 2013 at 8:51 pm #

    My boyfriend and I are having a baby….due dec 15, and we are trying to save money and put money away. What are some good tips on physically putting money away into an account?

  86. Hans June 4, 2013 at 8:30 am #

    My friend has five children, husband works full time, she is starting college (FINALLY). 3 of the children are school age, any idea where she can get help in Baltimore County MD for back to school essentials?

  87. Alysha June 4, 2013 at 12:37 pm #

    Does studying Economics gives a depth of knowledge in Business?
    Economics is the essential of all business and finance?
    Economics is broader area of study,because its included the subject of Food Shortage etc important things?

  88. Milford June 4, 2013 at 9:39 pm #

    As you all know all banks have the FDIC policy which protects you for $100,000. So if you’re a millionaire does this mean you have over 10 different bank accounts? I’m sure they have people who do this stuff for them, but if I was rich I’d make sure I know where all my money is. How do they keep track of all of it? And where do they keep it?

  89. Guillermina June 5, 2013 at 3:16 pm #

    Hey I’m a business major who will be pursuing one of the two mentioned majors. I’ve always done fine in math and even got a B in calculus, but for whatever reason I have never been able to grasph logarithims, and natural logs. They always kill me and hurt my grades too.

    How important are they within the accounting and finance majors, and the business world in general?

  90. Wes June 6, 2013 at 11:23 am #

    Example: Health, finances, education, safety, etc. Basically the core essentials in life in terms of “must have skills in”.

  91. Jennefer June 8, 2013 at 7:21 am #

    I´ve been wondering on, how much does the world really need the financial (most specifically the banking system)? I mean, I know they hold lots of -money- which is in a way a comodity in itself, yet,i´ve wondered: are banks themselves truly that necesary for our societies to run?
    And furtherly, how important are they to the countries they hold base in?

    Its a wide question I know, but thank you very much for taking the time to answer! The world is ours jejeje

  92. Rosalina June 8, 2013 at 11:02 am #

    im planning on majoring in economics because i love the field, but im not really sure on my minor….i know business usually compliments economics…..but there are way too many people going into it…what about computer science?…what can you do with an economic major and computer science minor?

  93. Micah June 9, 2013 at 4:27 pm #

    I want to double major but I’m not sure what major would compliment my Economics major. I was thinking about double majoring in Economics/Finance or Economics/Communications or Economics/Accounting. I want to work for the government, specifically an adviser for politicians. What do you think?

  94. Everett June 10, 2013 at 2:13 pm #

    They don’t make laws or anything, do they? So what do they do?

    I ask because people are making a HUGE deal for this royal wedding, and I could possibly care less. Are these people really that important?

  95. Melony June 11, 2013 at 9:04 pm #

    I was wondering if someone could give me examples?

  96. Damon June 12, 2013 at 7:38 am #

    For the last 8 months i have been working at 35 – 39 hours a week in a sales role. I have worked with such company for almost two years. My contract is 20 hours but i’m flexed up. In december a new man started and was on 20 hour contract and being flexed up to 35 hours.

    Today the company had a pay cut and i got dropped to my 20 hour contract along with my other colleagues. This new man is still being flexed up to 35 hours on the basics of that he needs the money financially. The manager said this to me. he’s the only one getting paid overtime in the whole store.

    the thing is that in a sales role i have out sold him by 25k in 2 month and I’ve bettered all my KPI to him swell (I’m doing a better Job)

    surely this is unfair and can i take legal route

  97. Arnold June 12, 2013 at 6:07 pm #

    For example, when will people have to use things like Eigen vectors, limit cycles, strange attractors, manifolds, cellular autometa; that kind of stuff

  98. Coy June 14, 2013 at 8:07 am #

    I have an investment property with a significant amount of equity. I’ve hit the skids with my residential property and need to pull out money (bad credit). My mother would like to set up a trust in her name; alternately could I put her on the deed, or sign the property over to her and she could refinance and/or get money otherwise? Yes, selling it is also an option, but it has strong financials, an excellent tenant, and a weak housing market. (Help!)

  99. Deanne June 14, 2013 at 6:41 pm #

    Then they phoned to get the correct date of birth. How can finance be approved with essential details being wrong? This isnt a dodgy company, its a well known company. Seems odd to me dont you think? When you can normally get refused credit if you fill something in slightly wrong(it was the saleseman who entered details wrongly), how can something like this happen?
    Phil, why do i need to try again? it was approved? just suprised that it was with those wrong details.
    Thanks BigD. We did correct them but to be approved in the first place ! WOW

  100. Loreta June 16, 2013 at 4:08 am #

    I know that the sound of water flowing is calming and nice, so i brought a nice water fountain that has three candles on it with rocks underneath it, but i just read that water fountains are not good in regards to the feng shui? is this correct, and if so, what should i do because i want my bedroom to be a calming, yet interesting place to reside and sleep in. thanx. help.

  101. Waylon June 16, 2013 at 5:53 am #

    Iran claims that it is an Islamic country, and a Shia one in particular. However, they provide every kind of support to Armenia, country with a Christian majority of population, that occupies more than 20% of the territory of Azerbaijan, a country with a (Shia) Muslim majority of population.
    Thaqalayn Hadith, provide what source to you? Even Azeri leaders made many news statements about it. Iranians even sell their (Shia) Muslim brothers and sisters for political gains, what kind of an Islamic Republics Iran is?

  102. Lucas June 16, 2013 at 9:11 pm #

    can you give me an idea or example of 3months plan looking at the KPI for the retail shop.where do I have to start?

  103. Thomas June 16, 2013 at 10:15 pm #

    i am doing an application but dont know which major to choose.
    i am not good at science. so leave the science subjects.
    and a little bit interested in math. but not performing well.
    as for the others…. they are the same to me. probably better in geography and history
    i am considering Economics. what essential abilities do this subject require?
    thank you Vlad. Your ideas are the most specific one I’ve got so far. I’ve already add your contact.
    And Econ/commerce still seem to be so promising that a few of my relatives are still suggesting me to take. I heard that those classed are full of Asians? Econ and business are just such terrible?
    I like geography, not natural geography but geography & planning. So far I’ve learnt a lot from books but we seldom do field study.So what will this major be like in college? what job can I do when I graduate from this major? THX

  104. Rodolfo June 17, 2013 at 12:25 pm #

    I am in my first semester of college, i do not live in the dorms but i want to next semester. How do I increase the amount of aid i receive from my federal loans? can i make this change before the next semester?

    another question is this, if i take out a private loan, i.e. Sallie Mae, would I receive a refund check from it?

  105. Suzanne June 17, 2013 at 7:53 pm #

    Can they take over our country? Will terrorist use Mexico as an avenue to attack America?

  106. Man June 18, 2013 at 9:36 am #

    Specifically Saudi Arabia. By catergories I mean something like education, workplace, social rights, etc. What are some catergories they are treated differently? I need catergories so I can write supporting evidence for each catergory they are treated differently.

  107. Marietta June 21, 2013 at 10:22 pm #

    I live in Surrey and would like to find an apprenticeship in Accounting and Finance when I leave school, does anyone know any companies which will take me on as an apprentice?

  108. Lizzie June 22, 2013 at 9:33 am #

    im applying for job and i have no idea what is this for?

  109. Rebecca June 23, 2013 at 7:28 pm #

    I have been looking into this and haven’t been able to find much information. Can anyone help me out as to how to become a Sign Language teacher? I would like to teacher as a foreign language in high school or working with deaf children. I’m in the process of getting all of my generals for college done but I need to find a direction to head towards for college afterwords if I’m going to need some type of degree. Anything will be helpful. Thank you very much.

  110. Roselyn June 24, 2013 at 8:53 pm #

    I want to ask about the relationship between BSC and KPI?
    how to build KPI?
    why use KPI?
    for what we use KPI?
    and get from where KPI?

  111. Edmundo June 25, 2013 at 12:52 am #

    There is a lot , but i have to choose 3 HR kpi maximum to put into a performance dashboard, i guess it depends on the company’s activity , but i really don’t know how to choose ..
    type of activity : Custommer RelationShip

  112. Rodney June 25, 2013 at 3:36 am #

    The Incident Commander depends on the Logistics Section Chief to:
    A. Direct tactical activities to achieve the incident objectives.
    B. Provide facilities, services, and material support for the incident.
    C. Interface with representatives from assisting and coordinating agencies.
    D. Develop the Incident Action Plan.

    2. The Logistics Section Chief is responsible for all of the following activities, EXCEPT FOR:
    A. Providing communication planning and resources.
    B. Directing tactical activities to achieve the incident objectives.
    C. Setting up food services.
    D. Setting up and maintaining incident facilities.

    3. Select the FALSE statement below.
    A. A common communications plan is essential for ensuring that personnel can communicate with one another during an incident.
    B. Integrating communications can be as simple as making sure you have current phone numbers of all key players.
    C. Prior to an incident, response partners should work together to ensure that communication equipment, procedures, and systems can operate together.
    D. During an incident, the Liaison Officer is responsible for ensuring flow of communication within the ICS organization.

    4. Command is:
    A. Directing, ordering, or controlling by virtue of explicit statutory, regulatory, or delegated authority.
    B. Assumed by the individual who is the highest ranking person on the scene regardless of experience or training level.
    C. Based on the number of individuals or resources that one supervisor can manage effectively during an incident.
    D. The ability to control information exchange within and across organizations involved in an incident.

    5. In ICS, the term ‘resources’ refers to all of the following items, EXCEPT FOR:
    A. Equipment.
    B. Supplies.
    C. Funding.
    D. Personnel.

    6. The analysis and sharing of information and intelligence is an important component of ICS. All of the following are examples of operational information sources, EXCEPT FOR:
    A. Risk assessments.
    B. Unsubstantiated media reports.
    C. Surveillance of disease outbreak.
    D. Weather forecasts.

    7. The Incident Command System (ICS) is:
    A. A standardized approach to incident management that is applicable for use in all hazards.
    B. Most applicable to the management of complex incidents that extend over many hours or days.
    C. A relatively new approach created based on the lessons learned from the 9/11 terrorist attacks.
    D. A military system used in domestic incidents to ensure command and control of Federal resources.

    8. Which action is INCONSISTENT with ICS chain of command principles?
    A. The on-scene Public Information Officer is being assigned tasks by both the agency executive’s press secretary and the Incident Commander.
    B. After the Planning Section Chief assembles the Incident Action Plan, it must be approved by the Incident Commander.
    C. Members from one strike team warn the members of a second strike team about hazardous road conditions ahead.
    D. Requests for additional resources are being communicated from the Task Force Leader to the Operations Section Chief.

    9. You are working to track the status of all resources assigned to the incident. What Section are you in?
    A. Operations Section
    B. Finance/Administration Section
    C. Planning Section
    D. Logistics Section

    10. All of the following are Command Staff positions, EXCEPT FOR:
    A. Liaison Officer.
    B. Public Information Officer.
    C. HazMat Officer.
    D. Safety Officer.

  113. Felipa June 26, 2013 at 7:46 am #

    I thought I had a pretty good resume, but I had a free resume critique done by a resume writing service, and they pretty much trashed it.

    They seem to make some good points but their fee is $795.

    Is there a good book out there that can walk me through the process of creating a good resume? If it has specific suggestions for finance positions, so much the better, but that’s not a requirement.


  114. Jesenia July 6, 2013 at 1:59 am #

    This might be kind of a stupid question, but I want to open an online account to trade in the market after studying finance for a bit.

    Will opening an account with any online brokerage firm (like for example Schwabb) allow me to buy and sell not only stocks and bonds, but also options on those stocks?

  115. Geoffrey July 19, 2013 at 8:01 pm #

    Ive heard some people say it was created so that European countries could better compete with the US economically, and others say it was to increase diplomacy and therefore help prevent another massive war.

    Which is it? or is it a little of both?

  116. Brice August 1, 2013 at 7:51 pm #

    I make 55k a year. My mortgage is $800/month and I have two credit cards of which i pay $100/month.

    Other than utilities and food, that is pretty much it. However, I am bad at managing my finances (I’m trying to change though). I need a new car and I have one picked out at $500/month. Is this too much? Or should I be okay with it?

  117. Kris August 2, 2013 at 7:34 am #

    PLEASEEEE only respond if you’ve had experience opening your own boutique…I need expert advice!

    From how much I will need, to where I can buy the wholesale merchandise, to the last tiny detail…thank in advance!

  118. Willard August 2, 2013 at 10:19 pm #

    this is for my history homwowrk :L

  119. Tad August 7, 2013 at 5:24 pm #

    Pls share your ideas………………..

  120. Vince August 23, 2013 at 8:24 pm #

    I’ve read that the best way to go for low density fine hair is short, as long fine hair tends to fall flat and attempting to put volume into it will result in showing the scalp. However, short hair would highlight the prominent nose… In case it helps to know, face shape is oval and eyes are small and wide set. So, what’s the best approach?
    You’d think I might have thought of mentioning it earlier… I’m a woman.

  121. Cornelius September 2, 2013 at 5:38 pm #

    I have as levels in Biology, maths, geography and economics (AAAB respectively) and previously intended to go into finance. I always considered the medical field but ended up dropping chemistry.

    Biology was my highest A and I got triple A* science for GCSE. I am interested in dermatology and understand I will have to go to med school but is it possible to do a biology degree in uni and still become one?
    Also any advice for getting into medical school (in the UK) with a biology degree would be very helpful!

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