How Do Agents Get Life Insurance Leads

15 Aug

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Life insurance firms are taking advantage of the Net by getting a website exactly where buyers can request free quotes. Even even though you are purchasing for life insurance, this also offers the agents leads that they can comply with up on, Once you submit a request, the agent that picks it up will send you an e-mail giving you a quote. He/She could stick to up on the lead by generating a get in touch with to you a few days immediately after you obtain the quote.

Creating a living in the life insurance business is hard perform. Agents have to continuously search for great life insurance leads that will bring them in new customers. They make a commission on each life insurance policy that they sell. They never typically go door-to-door selling the policies and they cannot just sit in their offices waiting for consumers to come by means of the door. They actively pursue all the leads hoping that some of them will pay off. Much more than likely the quote you receive is the lowest life insurance rate that the business offers.

When you request quotes from at least 3 life insurance companies, you want to get the lowest rate. When the agents contact based on the leads you provide, you can barter with them saying you are not interested due to the fact you have a reduce quote. If they truly want your business, the agent may redo the quote and come back with an even decrease rate.

One more way that agents get life insurance leads is by means of other clients. One customer might tell a buddy or family member about the great rate he/she has gotten from a business. Then this particular person offers the agent a contact concerning receiving life insurance and purchases a policy. It’s like a never ending cycle. 1 individual tells another and that particular person tells an individual else and so on.

If you’re a life insurance agent then life insurance leads are your lifeblood.

28 Responses to “How Do Agents Get Life Insurance Leads”

  1. Goldie January 12, 2013 at 8:06 pm #

    Hi! My home is Northwest Alabama. I’m attempting to start selling final expense insurance. I’m searching for a great company that provides its agents free preset visits. If anybody knows associated with a, I’d greatly be thankful!

    It’s absurd the folks that respond with solutions to questions you did not request.

  2. Tabatha January 12, 2013 at 8:09 pm #

    I m doing my summer time project from Kotak Mahindra. Please guide me how you can lead using the project…

  3. Fidel February 19, 2013 at 5:16 pm #

    I have not ever been a salesman and have not ever worked around this market. What does it take to be successful with or without leads?

  4. Heath March 18, 2013 at 8:06 pm #

    Concerning auto, house, life, and umbrella insurance, what kind of facts will attract people’s attention or arouse people’s interest to know more (not the licensing class)?

  5. Verona March 19, 2013 at 2:11 am #

    I’m looking to take more control over my financial future, looking for something insulated from economic downturns, and I’m not afraid to work long hard hours.

    I’m prepared to hang in there for the first year or two while the business grows.

    This would be a husband and wife enterprise, neither of us with a lick of insurance experience. Starting from scratch, with no experience, could we make it? Should we plan to hire successful agents to begin with, or just fly solo?

  6. Len April 26, 2013 at 7:58 am #

    Can you work under a company like AIG and get your own leads, advertise, and sell in all the states beside you own state? How does it work? How can you be a broker and sell different companies to all states?

  7. Mason May 17, 2013 at 9:22 am #

    I live in texas and licensed in both TX and CA in Life and Health. What is a good company to start selling insurance with? I don’t want the lead cost to bury me in bills and residual income from my renewals I want annually to build a good book of business. What company should I go with? Are there several good ones to choose from? I need to work now! Thank you in advance.

  8. Karly May 31, 2013 at 3:46 am #

    Wanting to expand product offerings, thus I need to ween off of company provided leads as my only source for prospects.

  9. Cole June 1, 2013 at 10:10 am #

    I am an Insurance Agent and I am constantly looking for easy ways to promote myself online. My most recent concern is generating leads. How can this be done quickly and effectively?

  10. Rod June 2, 2013 at 12:28 pm #

    Who knows of a good life insurance company that is hiring, particularly in Los Angeles, California?

  11. Ching June 3, 2013 at 2:31 pm #

    Do you need to get a physical, or do they just do a QA? And if there are pre-existing issues (such as asthma), is that an automatic refusal? And do I go to a local insurance broker or over the internet? Thank you.

  12. Kerry June 3, 2013 at 7:34 pm #

    And would like to know who is the best? Should I go with a independent contractor like odesk or elance? I;m lost on how to get good leads. Please help

  13. Georgeann June 17, 2013 at 2:22 pm #

    We want to buy a house and since stated income loans are no longer available, a friend has offered to cosign for us to help us get the loan we need. We want to be sure that no accident will keep me from being able to pay the mortgage so that we all can sleep soundly. Thanks for any advice!

  14. Brenda June 26, 2013 at 11:33 pm #

    I am a licensed insurance agent (life and P&C), working at a very small insurance company in California, and I am making $10/per hour, roughly less than half of the average pay for someone of my certifications in my area. I recently read an article stating that a good way to get a raise is to lead a special project that really shows results. The thing is, while I would be more than willing to lead such a project, I am more than a little discouraged by the fact that I can’t actually think of such a project. Even if I lead a project, it will be the person who brings the IDEA of the project up, that gets a raise.
    I want that person to be me.
    Any ideas on a special project that can help increase business in our agency?

  15. Reuben June 27, 2013 at 8:15 am #

    How hard is it to become a real estate agent part-time? If you are a beginner will you be able to get the training you need to become successful? Basically, I want to know what it will be like after I complete the course and become licensed. Where do I go from there besides finding a broker? Thanks for the help!

  16. Era June 27, 2013 at 1:21 pm #

    Can an agent buy leads from a company that provides them, and will they provide them for someone if they have a foreclosure, bankruptcy or bad credit on their back ground. Again, you have been soooo very helpful!

  17. Alphonso July 13, 2013 at 12:23 pm #

    I’m a life insurance agent, NEW to Nashville. SO, i don’t know anyone, and i’m forced to buy leads to find referrals. I would like other life insurance agents personal opinions, from experience, about their luck with different internet lead companies. I’m using NETQUOTE, and it is garbage. If you get lucky and the phone number’s correct, and they actually answer the phone….they are not interested!!!

    Please help!
    Anyone every used

  18. Cleo July 26, 2013 at 8:16 pm #

    Info on where I get information on how to start an agency and get an understanding of the business? Specific offices or offering are acceptable.

  19. Joyce July 30, 2013 at 2:35 pm #

    I’m a part-time life and health insurance broker. I have unused insurance leads (for both life and health) that I want to sell. Since I sell so few life and health policies (I do mostly group sales) I’m not even sure what kind of web-board or forum I could utilize to sell them. Please advise

  20. Miguel July 31, 2013 at 4:03 pm #

    i would like to know if being an insurance agent is an interesting job or is it boring and tiring? is it well-paid? what is the job about?

  21. Valentine August 1, 2013 at 9:47 pm #

    Hi! I am wanting to start selling insurance over the phone. Does anyone know a good source of leads that are fresh and cost effective? Please only answer if you genuinely know the answer to this and aren’t just trying to make money by recruiting me. Also, let me know if you do this same thing and are involved with any good companies specializing in this. Thanks so much for your help!

  22. Robby August 3, 2013 at 7:20 pm #

    I have been looking into Garden State and Globe. Do any of you use them? Who do you use as your life insurance holder? I am going to look around Monday with local companies but I have been looking around online. It will be for myself, my husband, and your 1 year old daughter(only a small one in case something happened and it would be for burial).

  23. Isaias August 9, 2013 at 7:39 am #

    The small agency I work with buys expensive leads but they are not good. I am almost ready to give up as an agent because the leads are also few and far between. I need some steady prospects but don’t really want to give up this agency! What should I do? I have suggested leadsclearance and leadsauction but he insists on using the lead sources he has. They don’t cost ME except in gas and time when they don’t yeild results.

  24. Loren August 22, 2013 at 9:18 am #

    I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy.

    There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services?

    Also, are there any good tips for saving money buying life insurance for small business owners?

  25. Cole August 23, 2013 at 3:41 am #

    Have been working for an insurance company for about two months now and finding it hard to prospect. the company wants me and other agents to go door to door, but i am not comfortable doing that. i would love to find out if there is a way to bring the customers to myself instead of me going to cold houses and hoping and wishing that someone will let me in and conduct an interview. PLEASE HELP!!!!

  26. Princess September 3, 2013 at 6:51 am #

    My grandfather takes “Requip” for parkinson’s diesease. He has been having an allergic reaction to the generic form of this, causing his lips and tongue to swell really bad and cause him breathing problems. The doctor has told him he is only to take the Requip in its original form, not the generic version. The thing is, he has Tricare for life insurance and it won’t cover the non-generic form. The non-generic costs over 500 dollars for a months supply of pills. Without this medication, he won’t even be able to walk! What in the world can I do for him??

  27. Milda September 4, 2013 at 9:35 am #

    One year down the line in life insurance business, I feel lack of custmers affecting my growth. I’d like to grow my portfolio of customers using new ways to market myself. Till now I have used friends and relatives and past customer base as my target audience. How do I target the strangers market and how do I productively segment it.

  28. Vanita September 17, 2013 at 11:44 am #

    Hello. I’m thinking of accepting a job with AIG as a worksite agent. (insurance sales) Can someone tell me how do insurance salesman usually get their leads?

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